10 Easy Ways to Start Saving Money Today
If you’ve been feeling light in the wallet lately, you’re in good company. Almost everyone has been there. You don’t always have to choose between gas and groceries, however. There are some money-saving measures you can take during lean times.
Use Coupon Code Websites:
Remember when your parents used to cut out coupons out of the newspaper to save money on groceries and clothes? The modern version of that is coupon code websites. Anytime you buy something online, search for coupon codes for the website you’re buying from, whether that’s Expedia, Amazon, or any other website. Enter the promo codes at checkout, and over time you could save thousands of dollars per year.
Coupons are a great way to save money on an item that you routinely purchase, but sometimes they can entice you to buy something you don’t need and wouldn’t normally buy. Use coupons when you can, but use them wisely.
Comparison shopping is advisable when buying groceries and anything else you need (or want). Look at the sale fliers in the mail and plan your shopping trips around them. Sometimes you can buy staples cheaper online. Make sure to check out all of your options.
Get a Rewards Credit Card:
There’s no way around it: you’re going to spend money. So why not earn rewards or get cash back on your purchases? If you aren’t sure which card to get, or aren’t sure if you’d get approved, you can try looking at this list of easy credit cards to get approved for.
Shop with a list
If you have a grocery list, you’re more likely to buy only what you need and avoid impulse buys. It’s also a good idea to eat before heading out to the grocery store; a hungry shopper is a foolish shopper.
Avoid brand names
When you buy brand-name products, whether food or clothes, part of what you’re paying for is the label and packaging.
Pay in cash
Whenever possible, pay with cash. Handing over a pile of bills makes you consider — and reconsider — your purchases.
Track your spending
Write down what you buy every day and how much you spend. This will help you figure out where your money is going and cut out nonessential items.
Eat out less
What you spend to eat lunch out every day adds up to a substantial amount of money. When you pack a lunch for work, you’ll notice a big difference in what you have left by the end of the week. You also give yourself healthier choices, the results of which also add up.
Ride a bike or walk when you can. Carpool to work, or take public transportation.
Buy a reusable water bottle
Throwing out all those plastic water bottles isn’t helping the environment. Besides, bottled water is just glorified tap water, which you can put in a bottle yourself, and for far less money. If you don’t trust the tap water, buy a filter.
Buy it used
If you must have it, try to get it used. Everything from clothes to cars can be bought from thrift stores, eBay, or Craigslist. You can also join your local Free Cycle group.
Spending less doesn’t have to be difficult. Changing a few habits can add up to more money in your wallet at the end of the month.